Navy Federal Pay Dates for 2024
5 MIN READ
Published April 26, 2024 | Updated October 15, 2024
Expert Verified
Written by Priyanka Trivedi
Edited by Wes Silver
Reviewed by Teresa Dodson
Navy Federal Credit Union (NFCU) is a leading financial institution for military service members. There are many benefits of having a checking account at Navy Federal, such as ATM rebates, free checks, and the ability to receive your military pay early if you have an Active Duty Checking Account.
While military payday is scheduled for the 1st and 15th of every month, the day you receive the pay in your account varies if it lands on a holiday or weekend. However, if you have an account in NFCU, you’ll be able to receive your pay one day early.
Navy Federal pay dates are the calendar dates on which the semi-monthly payments you receive will be reflected as deposited and available in your bank account. If you have an Active Duty Checking account, NFCU can receive your direct deposit pay one day early.
If you’re a member of the credit union, you’re eligible to open an Active Duty checking account and use it for direct deposit of employment-related compensation from any U.S. Military branch (Army, Navy, Air Force, Marine Corps, Coast Guard, and Space Force). Military spouses and other family members are eligible to open an account and receive their pay a day early as well.
Keep in mind that if you have any other type of checking account, such as EveryDay Checking, Campus Checking, or Flagship Checking, early deposit isn’t available. With these accounts, you’ll get funds on your regular payday.
All Navy Federal members with an Active Duty checking account are eligible to receive their pay one day early. Here’s a look at when you can expect to receive your pay in 2024.
Navy Federal Pay Dates for 2024
With the 5.2% military pay raise in 2024 announced by the Department of Defense (DOD), many service members are eagerly waiting for paydays. Here’s a Navy Federal pay dates calendar for 2024 so you can plan your finances better.
| Month | NFCU Military Pay Date | Actual Payday |
| January | 11 Jan and 31st Jan | 12 Jan and 1 Feb |
| February | 14 Feb and 29th Feb | 15 Feb and 1 March |
| March | 14 March and 29 March | 15 March and 30 March |
| April | 12 April and 30 April | 13 April and 1 May |
| May | 14 May and 30 May | 15 May and 31 May |
| June | 13 June and 28 June | 14 June and 29 June |
| July | 12 July and 31 July | 13 July and 1 Aug |
| August | 14 Aug and 29 Aug | 15 Aug and 30 Aug |
| September | 12 Sep and 30 Sep | 13 Sep and 1 Oct |
| October | 11 Oct and 31 Oct | 12 Oct and 1 Nov |
| November | 14 Nov and 27 Nov | 15 Nov and 28 Nov |
| December | 12 Dec and 30 Dec | 13 Dec and 31 Dec |
Navy Federal Retiree Pay Dates for 2024
If you receive retirement pay, your actual monthly pay dates will be different from active duty pay. However, retired military members with Active Duty checking accounts can still get their pay one day early.
| Month | NFCU Military Pay Date | Actual Payday |
| January | 31 Jan | 1 Feb |
| February | 29 Feb | 1 March |
| March | 29 March | 30 March |
| April | 30 April | 1 May |
| May | 30 May | 31 May |
| June | 28 June | 29 June |
| July | 31 July | 1 Aug |
| August | 29 Aug | 30 Aug |
| September | 30 Sep | 1 Oct |
| October | 31 Oct | 1 Nov |
| November | 27 Nov | 28 Nov |
| December | 30 Dec | 31 Dec |
Military pay is sent to you by check or direct deposit semi-monthly (twice a month) on the 1st and the 15th of each month, so you can expect your pay at regular, predictable intervals. If you would like to access Navy Federal pay dates, you can access the Active Duty and retired military posting calendar on NFCU’s website.
You can also download the posting calendar PDF if you’d like to save it for future reference.
Being an active duty service member comes with many perks, such as predictable basic pay and tax-free allowances like Basic Allowance for Subsistence (BAS) and Basic Allowance for Housing (BAH). Your Leave and Earning Statement (LES) will have more information on your earnings.
While most people know that standard active duty military pay dates are on the 1st and 15th of every month, your pay may be delayed due to weekends, holidays, or longer pay periods. Having an account in some financial institutions can have benefits. For example, at Navy Federal and the United Services Automobile Association (USAA), payments are often reflected as received and available to the account holder(s) one or even two business days early.
If you have a free Active Duty checking account with Navy Federal, you can get your pay one day early. You can stay updated on the pay dates on Navy Federal’s website. You’ll also be able to check whether you received your direct deposit through text and email notifications, by accessing your account online, or through the mobile app.
Additionally, consider exploring the competitive Navy Federal Certificate of Deposits (CDs) as an option to help grow your savings while enjoying the benefits of your checking account.
If you need help or have any questions, customer service is available 24/7. You can reach them at a local branch, over the phone, or online.
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